Quick Loans up to R20,000 Online

Top 3 loan apps, where you can borrow up to R20,000. Loans up to 20,000 rand for South African residents. Apply now and get approved within 24 hours!

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3 reviews APPLY NOW
Money Hello - Instant Cash & Payday Online Loans
APR 60%
500 — 25,000
18+ years
from 3 to 72 months
More info Comparison platform Money Hello
1 reviews APPLY NOW
Crezu - Fast Online Loans in 15 minutes
APR from 12% to 36%
500 — 350,000
18+ years
from 6 to 72 months
More info Comparison platform Crezu
2 reviews APPLY NOW
Fatcat loans - Loans Up to R350,000 in South Africa
APR from 11% to 35.99%
1,000 — 350,000
18+ years
from 6 to 72 months
More info Comparison platform Fatcat loans

Quick Loans up to R20,000 Online - Pros and Cons

Pros
  • Fast online application
  • Money paid to your bank account
  • Flexible repayment terms
  • Clear fees shown upfront
  • No branch visit needed
Cons
  • High APR compared with traditional credit
  • Loan amount is limited
  • Only eligible bank customers can apply
  • Requires formal employment
Pros
  • Fast online application
  • Quote before you commit
  • Up to 24-hour payout
  • 14-day no-cost return option
  • Flexible 6, 12, or 24-month terms
Cons
  • Loan size is capped at R25,000
  • Final offer depends on affordability checks
  • Fees are not fully transparent on the product page
  • Missed payments may affect credit records

Quick Loans up to R20,000 Online in South Africa

Interest
Loan amount
Term
Borrower age
Company Reg. no
APR from 95.9% to 121.1%
1,000 — 24,000
20+ years 
Company Reg. no.: 2010/019713/07, Credit provider Reg. no.: NCRCP4849
APR 28.25%
500 — 25,000
6, 12, or 24 months
18+ years 
Company Reg no.: 1999/013922/06, Credit provider Reg no.: NCRCP23514
APR 28%
1,000 — 50,000
from 6 to 24 months
18+ years 
Company Reg no.: 1958/003362/07, Credit provider Reg no.: NCRCP13053
APR up to 27.75%
2,000 — 300,000
from 12 to 60 months
18+ years 
Credit provider Reg no.:NCRCP38
APR up to 28%
2,000 — 250,000
from 3 to 72 months
18 — 60 years 
Company Reg no.: 2017/235138/06, Credit provider Reg no.: NCRCP35
APR from 12%
500 — 250,000
from 12 to 72 months
18+ years 
Company Reg no.: 2014/176899/06, Credit provider Reg no.: NCRCP7638
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APR 60%
500 — 25,000
from 3 to 72 months
18+ years 
business number 40203721183 (Latvia)
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APR from 12% to 36%
500 — 350,000
from 6 to 72 months
18+ years 
registration number: 14523902 (Estonia)
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APR from 11% to 35.99%
1,000 — 350,000
from 6 to 72 months
18+ years 
Company Reg no.: 2015/087851/07
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