Quick Loans up to R350,000 Online

Top 7 loan apps, where you can borrow up to R350,000. Loans up to 350,000 rand for South African residents. Apply now and get approved within 24 hours!

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Prime Loans - Payday loans in 15 minutes, fast application
APR from 29.25%
500 — 8,000
20 — 64 years
from 5 to 35 days
More info Prime Loans Technology (Pty) Ltd
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Lend Plus - Instant Payday Personal Loans with Fast Application
APR up tp 60%
500 — 4,000
18+ years
from 5 to 90 days
More info Lendplus Technology (Pty) Ltd
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Jabulani Money – Simple, Fast & Reliable Online Loans
APR up to 365%
500 — 8,000
18+ years
from 1 to 180 days
More info Clearwave Innovations (Pty) Ltd
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CrediWise - Personal loan in 15 minutes
APR up to 60%
500 — 4,000
18+ years
from 1 to 6 months
More info CrediWise Technology (Pty) Ltd
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Century Financial Services - Quick and Secure Payday Loans Online
APR from 3.65% to 58.4%
500 — 8,000
18+ years
from 1 to 6 months
More info Century Financial Services (Pty) Ltd
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Money Hello - Instant Cash & Payday Online Loans
APR 60%
500 — 25,000
18+ years
from 3 to 72 months
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Creditomax - Online personal loan for up to R10,000 in 15 minutes
APR from 3,65% to 180%
500 — 15,000
18+ years
from 61 to 365 days

Quick Loans up to R350,000 Online - Pros and Cons

Pros
  • Approval in as little as 15 minutes
  • 100% online — no office visit required
  • Minimal paperwork and no guarantors
  • Transparent terms with no hidden fees
  • Funds deposited into your account within 5 minutes
Cons
  • Maximum loan amount limited to R4,000
  • Short repayment period of up to 35 days
  • Not available for pensioners or self-employed individuals
  • Interest rate higher than traditional bank loans
Pros
  • Fast 15-minute approval and same-day payout
  • 100% online application with no paperwork
  • Available 24/7 for online applications
  • Accepts applicants with poor or blacklisted credit
  • Transparent repayment terms and clear loan agreement
  • eWallet option for instant funds on weekends
Cons
  • Higher interest rates than traditional bank loans
  • Short loan terms may not suit long-term needs
  • Limited customer service channels vs big banks
  • Late payment fees apply immediately after due date

Quick Loans up to R350,000 Online in South Africa

Interest
Loan amount
Term
Borrower age
Company Reg. no
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APR from 29.25%
500 — 8,000
from 5 to 35 days
20 — 64 years 
Company Reg no.: 2024/739416/07, Credit provider Reg. no.: NCRCP20937
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APR up tp 60%
500 — 4,000
from 5 to 90 days
18+ years 
Company Reg no.: 2023/805154/07, Credit provider Reg no.: NCRCP17814
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APR up to 365%
500 — 8,000
from 1 to 180 days
18+ years 
Company Reg. no.: 2025/213906/07, Credit provider Reg. no.: NCRCP22362
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APR up to 60%
500 — 4,000
from 1 to 6 months
18+ years 
Company Reg. no.: 2025/543233/07, Credit provider Reg. no.: NCRCP22496
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APR from 3.65% to 58.4%
500 — 8,000
from 1 to 6 months
18+ years 
Company Reg no.: 2023/140135/07, Credit provider Reg no.: NCRCP20790
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APR 60%
500 — 25,000
from 3 to 72 months
18+ years 
business number 40203721183 (Latvia)
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APR from 3,65% to 180%
500 — 15,000
from 61 to 365 days
18+ years 
registration number 14310201 (Estonia)
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